Frequently Asked Questions
*Finding a lot for your manufactured home
*Manufactured homes and safety
*Manufactured home financing
*Manufactured homes vs. site-built homes
*Heating, cooling and plumbing
*Manufactured home communities
*Tax advantages
*Other common questions
FINDING A LOT:
Where can I find a lot for my new manufactured home?
With manufactured housing communities located throughout California,
Alltech Homes can help you to find just the right location for your new manufactured home.
MANUFACTURED HOMES & SAFETY:
How do manufactured homesstand up to natural disasters like strong winds, earthquakes and floods?
Manufactured homes are as safe as site-built homes. In fact, when you think about it, every manufactured home is tested by winds in excess of 65 miles per hour! All manufactured homes are towed at freeway speed (pulled by trucks) and are often subjected to stiff crosswinds. We know they are tough!
Does the construction of manufactured housing conform to any kind of building code?
Yes! All manufactured homes built since June 15, 1976 conform to the National Manufactured Home Construction and Safety Standards Code, a national, uniform building code administered by the US Department of Housing and Urban Development.
MANUFACTURED HOME FINANCING:
What is the typical down payment when financing a manufactured home?
Depending on your credit, job and income history, anywhere from 5% to 20% is a typical down payment for manufactured home financing. Naturally, as with site-built homes, the greater the down payment, the lower the monthly mortgage payment.
How would bankruptcy, a bad credit rating, or not having a steady job affect my chance of qualifying for manufactured home financing?
At Alltech Homes, we work things out on a case-by-case basis. Chances are, even if you have been turned down for a home loan in the past, we can work out a plan where you would qualify for a manufactured home loan, especially if you have a large down payment.
MANUFACTURED HOMES VS. SITE-BUILT HOMES:
Are there any costs associated with manufactured homes beyond those of site-built homes?
No! In fact, manufactured homes are much cheaper to maintain.
In dollars and cents, what is the bottom line difference between a site-built home and a manufactured home?
Because manufactured homes are factory-built homes, you can save as much as 50% per square foot, and get a manufactured home that has every feature you could possibly imagine, like vaulted ceilings, skylights, fireplaces, and much, much more.
How does living in manufactured housing compare with what I would get from renting an apartment or a condo?
Generally speaking, for the same rent as a 2-bedroom, 1-bathroom apartment, you could have a 3-bedroom, 2-bathroom manufactured home that is brand new and packed with amenities.
HEATING, COOLING & PLUMBING:
What heating, insulation and plumbing are available in manufactured homes?
As with most site-built homes located in California, manufactured homes are heated with natural gas-forced air. Standard plumbing is CPVC with optional copper lines available as an upgrade. As for insulation, most of our manufactured homes use blown-in Thermaflex for the ceiling and fiberglass in the walls and floors. These can also be upgraded. Additionally, our manufactured homes come with a 20-year manufacturer's warranty (materials only).
Is air conditioning available in manufactured homes?
Air conditioning is an option that can be installed into any of our manufactured homes, provided the manufactured home has 100-amp electrical service.
MANUFACTURED HOME COMMUNITIES:
What kind of people am I likely to have as neighbors in a manufactured housing community?
With more than 1.1 million Californians living in manufactured housing, you have a real cross-section of people, many of whom are likely to share your family's interests. Recent purchasers of manufactured homes in California tend to be younger, more affluent and have attained a higher level of education. There are also a large percentage of retired persons living in manufactured housing communities in California.
TAX ADVANTAGES:
Are there tax advantages to owning a manufactured home?
Yes! The mortgage interest is tax deductible. See your tax preparer for details.
OTHER COMMON QUESTIONS:
Are people happy with their manufactured homes?
A recent insurance company survey found a 93% satisfaction rate with 85% planning to continue to live in manufactured housing.
What size manufactured homes are available?
Manufactured home sizes range from 400 to 3,000 square feet and more!
How long does it take to move into a manufactured home after purchase?
Approximately eight weeks from the date your order is confirmed.
|
